The reserve fund is the minimum amount that your account balance is allowed to reach. This amount is held back by RingGo to cover the monthly service plan charge, which is based on the number of employees you have on the system. At present, this amount is £2.10 (Exc. VAT) per employee. It is automatically debited from your account.
RingGo Help centre
What is the reserve fund on my RingGo account?
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